Insurance Questions Small Business Owners Should Ask
The U.S. Small Business Administration sets the standards for what qualifies as a small business based on either earnings or number of employees. The definition of small business varies by industry. For example, in some areas of power generation, 250 employees qualify as a small business while in some areas of snack food manufacturing businesses with fewer than 1,250 employees are considered small.
Preparing for Your Life Insurance Medical Exam
Do you get nervous at the thought of taking a medical exam to get a life insurance quote? It’s a common reaction, and completely understandable. Many life insurance policies require that you are screened in your home or office by a licensed paramedical examination professional. Although you don’t have to pay anything for this exam, you need to take it seriously. The healthier you are, the better your chances of hearing a “yes” from your preferred insurance provider, as well as snagging the lowest policy rates on the market.
Is Life Insurance an Investment for Retirement?
Some people start thinking about retirement in their 20s. Others wait until their 40s or later. Regardless of when you begin planning for a time when you’ll no longer be working full-time, you may encounter questions about retirement and life insurance policies. Namely, is it possible for you to use life insurance as a viable retirement plan?