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insurance-tips

Owning a second home can give you a place to vacation any time of the year. Whether you want a beachside cottage or a cabin in the woods, a second home can be your designated location for rest and relaxation.

There are a handful of avenues to choose from when deciding to buy insurance. You may choose to work with insurance agents or purchase an insurance policy directly from the insurance company. The option you choose solely depends on your individual needs. Consider the pros and cons of each method to make the most informed decision for your home or business.

Many people neglect to insure their jewelry or aren’t sure how to file a jewelry insurance claim. Even so, it’s worth learning more about it. After all, you want to protect that expensive and meaningful engagement ring or locket that’s been in your family for generations!

As you shop around for insurance, you may hear terms such as ‘broker’ and ‘agent.’ Both titles apply to professionals who act as mediators between insurance buyers and insurance companies, but each job has specific duties.

It may surprise you to learn that life insurance can help you with taxes in some cases. While deductions for this insurance are rare, there are a few situations where you might be able to get money back.

“How can I get a low car insurance rate?”

Driving when it is bright outside is one thing. Driving at night is a totally different ballgame.

Have you ever stumbled across a personal possession in your house or apartment you forgot you owned? It happens all the time to homeowners and renters. But what would happen in the event of a fire or other catastrophic loss? You would not receive reimbursement for the item because you would neglect to list it when you submitted a homeowners’ insurance claim.