Adding a New Spouse to Your Existing Policy
Life insurance assures you that your family will be cared for if something happens to you. Often individuals with no financial dependents or financial obligations won’t need life insurance, but if that’s not you, then you might want to start considering different life insurance options. If you already have a policy, you may want to add your spouse to your life insurance. When you and your spouse have life insurance, you can ensure financial security for the future should anything happen to you. In this article, we break down how to add a spouse to an insurance policy.
Is Supplemental Life Insurance Worth It?
Life insurance enables people to provide their loved ones with income in case of their death, which can help pay for funeral costs, mortgage payments, college tuition and other costs. For many people, life insurance plays a vital role in feelings of financial security.
Life Insurance Myths Debunked
How COVID-19 Could Impact Your Insurance
COVID-19 has been impacting just about every aspect of our lives, and the far-reaching effects of the pandemic could influence your insurance. Millions have been left unemployed and many are anticipating a recession. Given these circumstances, many people are seeking ways to lower their expenses.
Everything You Need to Know Before Purchasing a Life Insurance Policy
Life insurance can sometimes be a topic that is difficult to discuss or think about, but it is a smart decision to have a plan in place for your loved ones after you’re gone. Securing the financial future for your loved ones can give you great peace of mind, knowing your family won’t be burdened financially after you’re gone. It can be hard to know where to start with life insurance, with so many options out there. Consider this your guide to life insurance, offering up the basics on everything you need to know about life insurance policies and how to choose the right options for you and your family.
Buying Life Insurance for an Elderly Parent
Do you have parents who are getting older? Are they in retirement or heading toward it? They might not have life insurance policies, which can put everyone in your family in difficult financial positions when one of them dies.
Do Singles Need Life Insurance?
You’re not married, so why on earth would you need life insurance?
Why You Should Get Life Insurance in Your 20’s
We know what you’re thinking — why should I get life insurance in my 20s? In your 20s, you may be purchasing your first car, renting your first apartment or buying your first home — plus, you’re getting your first job and navigating monthly bills with your new paycheck. Yes, you have spare change, but research by LIMRA, a worldwide research, consulting and professional development organization, shows life insurance isn’t exactly your priority.
How Life Insurance Policies Work
We’ve all heard of someone passing away suddenly without having life insurance to protect their family. It’s a tragedy that can be prevented if you find the right policy for your needs, and it’s why life insurance is important.
Life Insurance Rates by Age
Conversations about life insurance rates aren’t exactly routine dinner table experiences, but they’re important to put on the agenda in a more private setting.