So you’ve finished the fun part. You went to countless open houses, shopped the entire market and picked the home that best suits you. Whether you’ve been in your home for two weeks or two years, you’ve finally begun to think about a home warranty.
Even if you haven’t thought about a home warranty, now might be the time to begin your investigation. When the roof begins to leak or the walls start to chip, you won’t have to pull your hair out in frustration at the unexpected and costly expenses occurring right before your eyes. Home warranties are kind of like the light at the end of a dark tunnel, providing you with the peace of the mind that everything will be taken care of.
What Is a Home Warranty?
You buy a warranty for your phone or newest appliance purchase — why not purchase a warranty for your home? A house is a costly investment, so you want to be insured against damage to ensure ultimate protection.
You’ve heard of home insurance, but perhaps you haven’t heard of a home warranty. To keep it sweet and simple, a home warranty is a policy that protects you against unwanted expenses in the likelihood of home damage or appliance failure. If you’ve ever purchased a warranty before, it works similarly with the exception that it applies to a much bigger investment — your home.
Home Warranty vs. Home Insurance
When you purchased your home, you likely had an accompanying home insurance policy attached to your mortgage. Unlike home insurance, you’re free to purchase or forgo the added expense of a home warranty at your discretion.
House insurance protects you against the unexpected: fires, vandalism and violent storms. While we do the best to protect our homes, damage from natural disasters is beyond our means of control and necessitates added protection. However, there are sometimes parts of our house we expect to one day fail. The antique washer in the basement won’t last forever, the garbage disposal makes noises it sometimes shouldn’t and the faucet makes an annoying drip in the sink every 10 seconds. While home insurance protects against disasters and catastrophes, a home warranty covers the less-extreme misfortunes.
Choosing the Best Home Warranty for You
Whether your washer finally decides to stop washing or that sink’s dripping turns into a continuous pour, a home warranty is designed to cover the costs necessary for typical appliance or home repair. An investment into a home warranty covers your home when you most need assurance.
If you’re searching for the best Erie home warranties that suit you, you’ll be pleased to have the additional peace of mind of extra protection.