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Over half of the small businesses in the U.S. are home-based enterprises. Today’s numbers have it at around 52%, but research suggests that percentage will increase in coming years. You may be wondering, “do all of these home-based businesses need insurance?” There are as many types of home-based businesses as there are businesses. Some professionals freelance on the side, offering consulting services from home while working full-time. Others start companies in their bedrooms, hoping to grow their ventures.

For many homeowners, the idea of using Airbnb just makes sense. While they are away from their residences, they can rent their homes out to visitors and make extra cash. Airbnb has blossomed into a well-respected platform for these types of living exchanges, but there are hidden considerations to diving into this type of arrangement. Namely, what type of exposure are homeowners risking by becoming Airbnb hosts, and does homeowners’ insurance work for Airbnb?

Being a business owner, you’re probably well aware of all the different types of insurance you need. In fact, you can get business insurance, including commercial property insurance and general liability coverage, for just about any type of risk your company might face.

Do you have a four-legged pooch running around your house? You certainly aren’t alone in your love for furry friends. According to statistics from the American Society for the Prevention of Cruelty to Animals (ASPCA), between 37 and 47 percent of homes have dogs. That’s nearly half the population of homeowners, and it is a reason insurance carriers may take dog ownership into consideration when issuing policies.

Buying a house? You need to have homeowners’ insurance coverage. This coverage is a protection for you and your family, not to mention your assets. It’s also a requirement for lenders if you plan on getting a mortgage rather than purchasing your home solely with cash.

Hershey, Pennsylvania, is practically synonymous with Hersheypark. If it’s your first visit to Hershey, or you’re a PA native, you certainly have to spend some time enjoying its No. 1 attraction. What if you’re in Hershey for more than one day, though? What if you’ve already enjoyed Hersheypark several times and are ready to try something new? When you want to take a break from Hersheypark, here are 15 of Hershey’s most popular things to do besides Hershey Park. Hershey PA is full of rich history from some of your favorite NFL and MLB players. You’ll be surprised at how many hidden gems can be found in Hershey, Pennsylvania.

What’s the capital of Pennsylvania? It’s Philadelphia, right? It has to be, with all that American history the city is steeped in. Maybe it’s Pittsburgh, the classic steel town? No. The capital of Pennsylvania is Harrisburg, and it doesn’t get the credit it should. A lot of people aren’t even aware that Harrisburg is the capital of Pennsylvania, and even if they do, they don’t know what the big deal is. However, there’s a lot about Harrisburg to love. Here are 10 reasons why Harrisburg is one of the best capital cities in America.

Central Pennsylvania. To some, it may seem like the middle of nowhere. Not Pittsburgh, not Philadelphia – just somewhere in the middle, a place where the Amish ride around in their buggies and tourists come to eat chocolate at Hersheypark. Well it might surprise you to know that not only is central Pennsylvania a locale bursting with interesting activities, a storied history and great people, but it’s also the birthplace of some of our biggest luminaries. You know about Milton Hershey of Hershey’s Chocolate, of course, but here are some other famous folks you may not have realized hail from central Pennsylvania.

You know you want to live in central Pennsylvania, and who can blame you? Central Pennsylvania is a rich, beautiful part of America with plenty to offer. However, there’s a lot of places to choose from, and you want to know which part of the region is right for you. Here’s a little guide to the best places to live in central Pennsylvania to help you on your journey.