Adding a Teen to Driver Policy: A Comprehensive Guide for Parents
One of the most frequently asked questions by parents of younger teens is whether they should add their children to their insurance policies. In most cases, it’s a personal decision, but you’ll want to weigh a few crucial factors.
Vacation Traveling: What You Need to Know When Renting a Car
It’s finally here: Your vacation! Instead of driving your car to your destination, you’ve decided to rent. But you have a nagging suspicion that you may not have thought about everything when it comes to renting a car.
Which City and State Has the Most Expensive Car Insurance?
You’re casually talking about life with your buddy who lives in another state. The topic of car insurance somehow pops up, and you discuss your rates. You notice that he has significantly higher premiums than you. Why? It could be that he lives in one of the states with the highest car insurance rates.
How Are Car Insurance Premiums Calculated?
Have you ever wondered why your car insurance rate can vary so much from your friends’ or relatives’ rates? The fact is, the process can seem quite perplexing unless you’re in the insurance business.
Renter’s Insurance: What You Really Need to Know
New to renting? You might be surprised to discover that you have to carry renter’s insurance. Renter’s insurance is a specific type of protection, but it’s often misunderstood.
Building Versus Buying a Home — Home Insurance Differences
Should you build or buy an existing home? That’s a question on the minds of many families and individuals.
What Are Home Insurance Rates Really Based On?
As a homeowner, you want to get the best home insurance you can afford. To do this, you should have a realistic understanding of the factors that affect homeowners’ insurance premiums.
Insurance Questions Small Business Owners Should Ask
The U.S. Small Business Administration sets the standards for what qualifies as a small business based on either earnings or number of employees. The definition of small business varies by industry. For example, in some areas of power generation, 250 employees qualify as a small business while in some areas of snack food manufacturing businesses with fewer than 1,250 employees are considered small.
Preparing for Your Life Insurance Medical Exam
Do you get nervous at the thought of taking a medical exam to get a life insurance quote? It’s a common reaction, and completely understandable. Many life insurance policies require that you are screened in your home or office by a licensed paramedical examination professional. Although you don’t have to pay anything for this exam, you need to take it seriously. The healthier you are, the better your chances of hearing a “yes” from your preferred insurance provider, as well as snagging the lowest policy rates on the market.
Is Life Insurance an Investment for Retirement?
Some people start thinking about retirement in their 20s. Others wait until their 40s or later. Regardless of when you begin planning for a time when you’ll no longer be working full-time, you may encounter questions about retirement and life insurance policies. Namely, is it possible for you to use life insurance as a viable retirement plan?