A home is often the biggest investment any of us make in our lifetimes. As a homeowner, you will want to protect this major investment, and the best way to do so is with the home insurance policy that offers all the coverage you need.
At Strock Insurance, one of the coverage options under our home insurance policies is equipment breakdown coverage. This can be an invaluable coverage option for any homeowner looking to fully protect their property as well as the essential equipment within their home.
What Is a Home Warranty?
A home warranty covers replacements and repairs on appliances and systems in your home under contract. If you have a home warranty plan, this is a reference to your specific individual contract. The standard home warranty plan tends to include coverage for all the components and parts of a home’s plumbing, electrical, air conditioning and heating systems, along with several other home appliances.
With Strock Insurance, you can customize your home warranty plan. For example, along with the basic items within your home, you may be able to obtain coverage for additional items, such as a pool, spa, standalone freezer or well pump.
How Is a Home Warranty Beneficial to Homeowners?
A home warranty will cover the critical appliances and systems in your home that are in good condition at the time you purchase your home warranty plan.
Make sure you thoroughly understand what is covered by your home warranty plan, including:
- The items covered
- The cap limits
- Any trade call fees or deductibles
Imagine you purchased a new standalone freezer last year, and then it dies after the manufacturer’s warranty expires. Without a home warranty, you may spend hundreds or thousands of dollars to fix the freezer or replace it.
On the other hand, if you have a home warranty, you can file a claim and rest assured that your provider will handle it. With a home warranty from Strock Insurance, you receive complete appliance protection.
The Differences Between a Home Warranty and Standard Home Insurance
What is the difference between a home warranty and standard home insurance? While homeowners’ insurance covers the losses and damages caused by unexpected events like weather damage and fire, it will not cover an appliance in your home if it breaks down, such as a washing machine.
A home warranty, on the other hand, is designed specifically to protect the appliances and systems in your home from breakdowns caused by typical wear and tear.
Get Home Warranty Coverage For Your Home In Central PA
Are you concerned about how well the essential items within your home are protected? When important systems or appliances in your home break down, this can make your home uncomfortable or cause serious disruption to your safety or daily routine.
At Strock Insurance, we specialize in homeowners’ insurance, auto insurance, business insurance, and life insurance. We are a locally-owned, independent insurance agent, and our locations serving the Cumberland, York and Dauphin Counties allow us to provide insurance to many Central Pennsylvania residents.
For residents west of the Susquehanna River or near York, PA, our Camp Hill location would be your closest drive. Our Lebanon location is conveniently located for all Central PA residents east of Hershey, PA. And for all Central PA residents looking for home warranties in and around the capital then the Harrisburg location on Linglestown Road is the one for you.
As an independent agency, we have access to the best homeowners’ insurance and home warranty companies in Central, PA. Are you looking for home warranty coverage or homeowners’ insurance in Pennsylvania? Request a quote from us today.